Credit Check Verification Services in India

Credible History Assures An Incredible Future!

Confirming a person’s integrity is extremely important and sensitive. One can never be thorough with his/her credit history.

Be 100% Sure Of A Candidate’s Credit History

One can never be sure of an individual’s identity, primarily when he/she works as an accountant, financial broker, banker, and so on. That’s where we step in, to be 100% sure of a candidate when hiring for similar positions or those who have a lag in their credit history.

Our Trusted Friends From Accredited Institutions

VFACT has ties ups with credit bureaus and provides individual credit reports. These reports are a comprehensive analysis of the credit history of a candidate.

To confirm our findings, we run through credit checks through multiple Credit Bureaus. We promise a 48-hour turn around from receiving the KYC information for running a credit check on a candidate.

Tools & Platforms

by Vfact Services

At VFact Services, we understand the crucial need for choosing the perfect candidate for your company. That’s why we’ve crafted exclusive tools, software, and platforms to simplify background verification, guaranteeing swiftness, precision, and affordability.

  • VFact:VERIFY Portal

    Centralized hub for seamless collaboration, enabling efficient project management.

  • Customized Solutions

    Tailored offerings meeting unique client needs, boosting productivity effectively.

  • Enhanced Reporting

    Beyond standard reports, providing actionable insights for informed decisions.

VFact Services Edge

Global Presence

Delivering services across multiple countries, from criminal checks to ID verification. Our global presence and multilingual teams ensure coverage.

Elite Affiliations

As a proud member of NASSCOM, we uphold industry excellence and cutting-edge practices, ensuring unparalleled service quality.

Accessible Support

Our dedicated personnel are available around the clock to provide assistance. Drop email verification@vfactservices.com to experience our dedication.

Get in Touch

Help us understand your requirement to serve you better.

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At VFact Services, we provide trusted and accurate credit check verification services in India to help businesses assess the financial credibility of individuals before making important decisions.

Our services include checking an individual’s CIBIL report and other credit-related records to help employers, banks, NBFCs, and landlords evaluate the financial behavior and creditworthiness of their applicants.

What is Credit Check Verification?

Credit check verification is the process of reviewing a person’s financial history, including their CIBIL score, loan repayment record, credit card usage, and any defaults or delays in payments. This gives a clear picture of how responsible the individual has been with money in the past.

This is important in:

  • Hiring processes, especially for finance-related roles

  • Loan and credit approvals by banks or NBFCs

  • Tenant screening, to understand financial reliability

  • Business partnerships, where trust and financial transparency are critical


Why is Credit History Important?

A person’s credit history reflects how well they manage debt. If someone has consistently repaid loans or credit card dues on time, it shows they are financially responsible. On the other hand, a poor credit record could indicate potential risk.

By verifying credit records, you can avoid dealing with individuals who may be facing financial distress, are likely to default, or may have ongoing legal disputes related to debt.


Key Features of Our Credit Check Verification

1. CIBIL Record Check Services in India

We offer detailed CIBIL record checks to identify an individual’s credit score, loan history, and defaults.

2. Credit Behavior Analysis

Our reports give insights into how an individual has handled financial obligations — including late payments, settled accounts, or ongoing EMIs.

3. Financial Background Verification

We verify overall financial background for better risk assessment in hiring, lending, or renting.

4. Fast and Confidential Reports

Our systems are secure, and we maintain full confidentiality of financial information. Reports are delivered quickly, with clear and easy-to-read summaries.

5. Customized Solutions

Whether you’re a small business, a large bank, or a property owner, we provide credit check services tailored to your specific needs.


Who Uses Our Credit Verification Services?

  • Banks and NBFCs during loan and credit approvals

  • HR teams for financial background checks in sensitive roles

  • Landlords verifying tenants’ ability to pay rent

  • Fintech companies evaluating customers for digital lending

  • Business partners checking financial credibility


Get Reliable Credit Check Reports from VFact Services

With VFact Services, you get dependable credit check verification services in India that help you make smart and secure decisions. Our team ensures every report is backed by accurate data, pulled from trusted sources like CIBIL and other financial reporting systems.

Reach out to us today to request a credit or CIBIL report check for your employees, tenants, or customers.